If you're new to Chippit and wondering how to begin your journey with us, you're in the right place. Chippit is designed to make your financial goals achievable through community-driven savings and interest-free borrowing. Let's walk you through the simple steps to get started on Chippit.

Step 1: Choose Your Plan

Variety of Options: Chippit offers a range of plans to suit different financial needs and goals. Whether you’re saving for a vacation, aiming to pay off debt, or looking to build an emergency fund, we have a plan for you.

Match with Your Budget: Pick a plan that aligns with your budget. It’s important to choose a plan that you can comfortably contribute to without straining your finances.

Step 2: Join a Group or Create Your Own

Join a Verified Group: You can join an existing group of verified Chippit users. These groups are formed based on common financial objectives, contribution levels and repayment history reflected in their repayment level.

Rally Your Own Group: Alternatively, take the initiative and create your own money pool. Invite friends, family, or other Chippit users who share similar financial goals.

Step 3: Contribute Monthly

Regular Contributions: Once you’re part of a group, each member contributes a set amount at a set cadence. This consistent contribution is key to building the group’s financial pool.

Step 4: Rotate and Borrow Interest-Free

Rotating System: Chippit operates on a rotating system where members take turns to borrow from the pooled funds. This ensures fairness and organized access to the money.

Interest-Free Access: When it’s your turn, you can borrow from the pool without any interest charges. This feature makes Chippit a valuable tool for interest-free borrowing.

Step 5: Utilize Your Funds

Freedom to Use: The money you borrow or save through Chippit can be used for various purposes. Enjoy getaways, enhance your savings, pay off credit card debt, manage bills, or invest in any aspirational goal.

It’s Your Money: Remember, it’s your money, and you have the freedom to use it in ways that best support your financial objectives.

Ready to Start?

Joining Chippit is the first step towards a more collaborative and flexible way of managing your finances. If you're ready to get started or have any questions about the process, our support team is always here to assist you.

At Chippit, we believe in the power of community finance. By following these simple steps, you can join a community of like-minded individuals working together to achieve their financial goals. Start your journey with Chippit today!

The information contained on this web site is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.